Legal
Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Gilwern website and any associated consultation, research, or informational services (the "Services"). By accessing this website or engaging with our Services, you agree to be bound by these Terms. If you do not agree, please discontinue use of the website and Services.
This is a general, editable template provided for informational structure only. It does not constitute legal advice and has not been reviewed for compliance with any specific jurisdiction. Gilwern should seek independent legal counsel before relying on this document.
1. About These Terms
These Terms set out the basis on which Gilwern makes its website, content, and consultation services available to visitors and clients. They apply to all use of the website, regardless of how it is accessed, and to any engagement for research or advisory services arranged through it.
2. Nature of Our Services
Gilwern provides data-led research, risk analysis, and informational content intended to support informed decision-making by UK families and private investors. Our Services are educational and advisory in nature. Nothing on this website or provided through our consultations constitutes a guarantee of financial outcome, a personal recommendation, or a substitute for independent regulated financial, tax, or legal advice.
3. Eligibility and Acceptable Use
You must be at least 18 years old and legally capable of entering into a binding agreement to use our Services. You agree to use the website only for lawful purposes and not to:
- Attempt to gain unauthorised access to any part of the website or its systems.
- Reproduce, resell, or redistribute our content without prior written consent.
- Use automated tools to scrape, copy, or extract data from the website.
- Provide false or misleading information when requesting a consultation.
4. Consultations and Engagements
Where a consultation or engagement is arranged, its specific scope, fees (if any), and deliverables will be confirmed separately in writing before work begins. These Terms apply in addition to, and do not replace, any such separate agreement. Gilwern reserves the right to decline or discontinue a consultation at its discretion.
5. No Financial Advice
Content published on this website, including articles, methodology descriptions, and illustrative examples, is provided for general informational purposes only. It does not take into account your personal circumstances, objectives, or risk tolerance. You should not act, or refrain from acting, on the basis of this content without first seeking advice from a suitably qualified and regulated professional.
6. Intellectual Property
All text, graphics, logos, and other materials on this website, unless otherwise stated, are the property of Gilwern or its licensors and are protected by applicable intellectual property laws. You may view and download content for personal, non-commercial reference only, provided no notices are removed or altered.
7. Third-Party Links and Content
The website may reference or link to third-party resources for context. Gilwern does not control and is not responsible for the content, accuracy, or availability of any third-party material, and inclusion of a link does not imply endorsement.
8. Limitation of Liability
To the fullest extent permitted by law, Gilwern shall not be liable for any indirect, incidental, or consequential loss arising from your use of the website or Services, including loss of profits, data, or investment value. Nothing in these Terms excludes or limits liability that cannot lawfully be excluded or limited.
9. Availability and Changes to the Website
We aim to keep the website accessible and accurate but do not guarantee uninterrupted availability or that all content is free from error. We may update, suspend, or withdraw any part of the website or Services at any time without prior notice.
10. Changes to These Terms
Gilwern may revise these Terms from time to time to reflect changes in our Services or legal requirements. The updated version will be posted on this page. Continued use of the website after changes take effect constitutes acceptance of the revised Terms.
11. Governing Law
These Terms are intended to be governed by the laws of England and Wales, without prejudice to any mandatory consumer protections that may apply in your place of residence. Any disputes shall be subject to the non-exclusive jurisdiction of the courts of England and Wales.
12. Contact
Questions about these Terms can be directed through the contact details provided on our Contact page.
Last updated: this placeholder template should be dated when finalised for publication.